Financial Information

Tuition, Fees, and Cost of Attendance

The University of St. Augustine for Health Sciences (USAHS) publishes an official schedule of tuition, fees, and cost of attendance for each division of the University. Because the programs within each division vary, students should carefully study the charges that apply to them as set forth below. All tuition is due at registration and must be paid by the start of classes. All charges are subject to change without advance notice.

Some or all instruction and/or other academic activities for all or part of the 2021–2022 academic year may be delivered fully online. Tuition and mandatory fees have been set regardless of the method of instruction and will not be refunded in the event that instruction and/or other academic activities occur fully online for any part of the academic year. The required tuition deposit is temporarily reduced to $100 for all incoming students.

San Marcos Campus

Master of Occupational Therapy (MOT)

The residential MOT program is six trimesters in duration consisting of a minimum of 93 credit hours. Tuition, fees, and cost of attendance are as follows:^*

Flexible Master of Occupational Therapy (MOT)

The program is nine trimesters in duration consisting of a minimum of 93 credit hours. Tuition, fees, and cost of attendance are as follows:^*

Doctor of Occupational Therapy (OTD)

The program is eight trimesters in duration consisting of a minimum of 117 credit hours. Tuition, fees, and cost of attendance are as follows:^*

Doctor of Physical Therapy (DPT)

The residential DPT program is eight trimesters in duration consisting of a minimum of 131 credit hours. Tuition, fees, and cost of attendance are as follows:^*

Flexible Doctor of Physical Therapy (DPT)

The program is 12 trimesters in duration consisting of a minimum of 131 credit hours. Tuition, fees, and cost of attendance are as follows:^*

St. Augustine Campus

Master of Occupational Therapy (MOT)

The residential MOT program is six trimesters in duration consisting of a minimum of 93 credit hours. Tuition, fees, and cost of attendance are as follows:^*

Flexible Master of Occupational Therapy (MOT)

The program is nine trimesters in duration consisting of a minimum of 93 credit hours. Tuition, fees, and cost of attendance are as follows:^*

Doctor of Occupational Therapy (OTD)

The program is eight trimesters in duration consisting of a minimum of 117 credit hours. Tuition, fees, and cost of attendance are as follows:^*

Doctor of Physical Therapy (DPT)

The residential DPT program is eight trimesters in duration consisting of a minimum of 131 credit hours. Tuition, fees, and cost of attendance are as follows:^*

Flexible Doctor of Physical Therapy (DPT)

The program is 12 trimesters in duration consisting of a minimum of 131 credit hours. Tuition, fees, and cost of attendance are as follows:^*

Miami Campus

Master of Occupational Therapy (MOT)

The residential MOT program is six trimesters in duration consisting of a minimum of 93 credit hours. Tuition, fees, and cost of attendance are as follows:^*

Flexible Master of Occupational Therapy (MOT)

The program is nine trimesters in duration consisting of a minimum of 93 credit hours. Tuition, fees, and cost of attendance are as follows:^*

Doctor of Occupational Therapy (OTD)

The program is eight trimesters in duration consisting of a minimum of 117 credit hours. Tuition, fees, and cost of attendance are as follows:^*

Doctor of Physical Therapy (DPT)

The residential DPT program is eight trimesters in duration consisting of a minimum of 131 credit hours. Tuition, fees, and cost of attendance are as follows:^*

Austin Campus

Master of Science in Speech-Language Pathology (MS-SLP) 

The MS-SLP program is five trimesters in duration consisting of a minimum of 55/58 credit hours. Tuition, fees, and cost of attendance are as follows:^*

Master of Occupational Therapy (MOT)

The residential MOT program is six trimesters in duration consisting of a minimum of 93 credit hours. Tuition, fees, and cost of attendance are as follows:^*

Flexible Master of Occupational Therapy (MOT)

The program is nine trimesters in duration consisting of a minimum of 93 credit hours. Tuition, fees, and cost of attendance are as follows:^*

Doctor of Occupational Therapy (OTD)

The program is eight trimesters in duration consisting of a minimum of 117 credit hours. Tuition, fees, and cost of attendance are as follows:^*

Doctor of Physical Therapy (DPT)

The residential DPT program is eight trimesters in duration consisting of a minimum of 131 credit hours. Tuition, fees, and cost of attendance are as follows:^*

Flexible Doctor of Physical Therapy (DPT)

The program is 12 trimesters in duration consisting of a minimum of 131 credit hours. Tuition, fees, and cost of attendance are as follows:^*

Dallas Campus

Master of Science in Speech-Language Pathology (MS-SLP) 

The MS-SLP program is five trimesters in duration consisting of a minimum of 55/58 credit hours. Tuition, fees, and cost of attendance are as follows:^*

Doctor of Occupational Therapy (OTD)

The program is eight trimesters in duration consisting of a minimum of 117 credit hours. Tuition, fees, and cost of attendance are as follows:^*

Flexible Doctor of Occupational Therapy (OTD)

The Flex OTD (11 term) program is 11 trimesters in duration consisting of a minimum of 117 credit hours. Tuition, fees, and cost of attendance are as follows:^*

Flexible Doctor of Occupational Therapy (OTD)

The Flex OTD (12 term) program is 12 trimesters in duration consisting of a minimum of 117 credit hours. Tuition, fees, and cost of attendance are as follows:^*

Doctor of Physical Therapy (DPT)

The residential DPT program is eight trimesters in duration consisting of a minimum of 131 credit hours. Tuition, fees, and cost of attendance are as follows:^*

Distance Education Programs

Post-Professional Doctor of Occupational Therapy (PPOTD)^*

Tuition for all courses not involving a separate seminar is $689/credit hour (based on track). For the bachelor’s degree student, it is a 60-credit hour program and for the master’s degree student it is a 35-credit hour program. USAHS MOT graduates may transfer six credit hours, leaving 29. 

Transitional Doctor of Physical Therapy (tDPT)^*

This program is not enrolling new students.

Tuition for required and elective courses is $659/credit hour, and courses within a certification (and for which seminar fees are charged separately) bear a per credit hour charge of $267.00. Price does not include seminar fee (ranges from $495–$795 per seminar) or travel to seminars. Clinical integration coursework for the bachelor’s degree student is comprised of a series of five courses (totaling 38 credits) that cost $200 per course. For the bachelor’s degree student, it is a 60-credit hour program and for the master’s degree student it is a 24-credit hour program.

Master of Health Administration (MHA)^*

Tuition for all courses is $724.08/credit hour.

Master of Health Science (MHS)^*

This program is not currently enrolling new students.

Tuition for all courses not involving a separate seminar is $595.36/credit hour.

Master of Science in Nursing (MSN), Non-NP specializations^*

Tuition for all courses is $715.28/credit hour.

Master of Science in Nursing (MSN), FNP specialization^*

Tuition for all courses is $791.04/credit hour

Master of Science in Nursing (MSN), PMHNP-PC and AGNP specializations^*

Tuition for all courses is $733.20/credit hour

Doctor Nursing Practice (DNP), Nurse Executive Specialization (BSN-Entry)^*

Tuition for all courses is $927/credit hour

Doctor Nursing Practice (DNP) (MSN-Entry)^*

Tuition for all courses is $927/credit hour

Doctor Nursing Practice (DNP), FNP specialization^*

Tuition for all courses is $945.55/credit hour.

Doctor of Education (EdD)^*

Tuition for all courses not involving a separate seminar is $612.85/credit hour for students starting the program in Spring 2022 term and $815.75 for current students enrolled prior to Spring 2022.  

Doctor of Health Science^*

Tuition for all courses not involving a separate seminar is $612.85/credit hour.

Post Graduate Nursing Certificates, Non-FNP specializations^*

Tuition for all courses is $715.28/credit hour.

Post Graduate Nursing Certificates, FNP specialization^*

Tuition for all courses is $791.06/credit hour. 

USAHS Student Payment Policy

Students must either pay tuition and applicable fees or have other financial arrangements in place by the term start. Students who intend to receive financial aid but have not completed the loan application or renewal process must pay tuition by the scheduled due date. Students who anticipate difficulty adhering to these deadlines should contact the bursar’s office immediately.

After the start of a term, students who have an unpaid balance may have a hold placed on their account at the sole discretion of USAHS unless covered by Financial Aid. A bursar hold prevents a student from registering for any future term until the outstanding balance is paid; the hold does not remove the student from current classes. If a student with a bursar hold has withdrawn and then seeks readmission to the university, the hold must be satisfied prior to readmission. Once the outstanding balance is paid, the hold can be removed by contacting the bursar’s office. Students failing to pay tuition greater than $500 within 60 calendar days into the semester may be dismissed. Methods of payment include CashNet Payment Plan, guaranteed financial aid, and third-party sponsorship.

Accepted Methods of Payment

• Cash is not accepted.
• Credit Card: Visa, MasterCard, Discover, American Express. 
  • Online payment is preferred; there are no additional fees to use a credit or debit card for online payments. 
• Check/Money Order
  • Made payable to University of St. Augustine for Health Sciences
  • Reference Student ID number on the check. 
  • There is a $30 returned check fee should the bank not honor a personal check. If a check is not honored by the bank a second time, there will be an additional $30 returned check fee and additional personal checks will not be accepted.

To make an online payment: 

1. Go to MyUSA and log in. 
2. Go to Student Services.
3. Click Bursar from the side navigation. 
4. Go to Make a Payment. 
5. Select My Account Balances. 
6. Click on the dollar amount next to Accounts Receivable (and campus), even if it shows zero. 
7. Next select Make payment at the bottom. Enter the dollar amount of the payment xxx.xx (no dollar sign or comma) in the Accounts Receivable space and click submit. 
8. Students do not have to pay what shows in the account balance, they may pay more or less. 
9. An Accounts Receivable balance with a negative sign in front of it simply means the student has a credit balance from a tuition deposit. 
10. Students will still click on the balance and then enter the payment amount after clicking make payment. 
11. Follow credit card instructions. 
12. Once the payment processes, students will receive a confirmation email. 

Late Payment Fee

Any tuition and fee balance not paid in full or pending loan disbursement or third-party payment at the time of trimester registration may be subject to a 10% late penalty. Tuition, fees, and late penalty must be paid in full no later than the close of business on the last day of the week in which classes begin.

Financial Dismissal

Financial dismissal effectively withdraws a student from the university. Students who have been financially dismissed and want to be reinstated in the same term must contact the bursar and arrange for payment immediately. Students who have been financially dismissed and are not reinstated during the same term must apply for readmission before re-entering the program, as well as paying off the previous balance. 

CashNet Tuition Payment Plan

No interest payment plan, the loan amount can include Tuition, fees, and cost of attendance. There is a one-time $55 application fee per contract. Campus-based and post-professional students may use the payment plan, but it is not available to non-degree students. All payments to CashNet must be completed by graduation.

CashNet offers the following payment plans:

4 Pay Plan: 4 equal monthly payments. The minimum dollar amount is $1,000.00.

8 Pay Plan: 8 equal monthly payments. The minimum dollar amount is $2,000.00.

12 Pay Plan: 12 equal monthly payments. The minimum dollar amount is $3,000.00.

Fall trimester payment plans should be in place no later than September 1. Fall trimester plans open August 5 and close October 25. Payment plans are not available for the Fall term after October 25th.

Spring trimester payment plans should be in place no later than January 1. Spring trimester plans open December 9 and close March 3. Payment plans are not available for the Spring term after March 3rd​.

Summer trimester plans should be in place no later than May 1. Summer trimester plans open April 6 and close July 3. Payment plans are not available for the Summer term after July 3rd.

No matter how many contracts are set up, all must be paid off before graduation. Students will make equal monthly payments to CashNet (according to the length of the payment plan selected). CashNet will then forward the payment to the University twice per month, usually a month in arrears. 

Once a payment plan contract is set up, please notify the Business Office Bursar of the payment plan and the dollar amount so it can be verified and noted on the account. The Bursar can be reached at bursar@usa.edu.

For more information, students can contact the CashNet customer care line for students at 800-556-6884 or 800-635-0120 or go to commerce.cashnet.com/usapay. New users must create an account to make an online payment.

Refund Policy

Tuition Refund Policy for MOT, OTD, DPT, MS-SLP Programs

Cancellation and Tuition Refund Policy

USAHS’ institutional refund policy has been established in accordance with current state and federal regulations and applicable accrediting standards. A refund to the student or fund source may result from the application of the University’s institutional refund policy.

Deposit Refund Policy for MOT, OTD, DPT, MS-SLP Programs

When notification of withdrawal from the University is submitted, the University retains $100 as a matriculation fee.

Notice of Cancellation for MOT, OTD, DPT, MS-SLP Programs 

Students must notify the University in writing of the cancellation. All monies paid by an applicant other than matriculation fees, books, supplies, materials, and kits that are not returnable from use are refunded if cancellation occurs within the first seven days of instruction. 

Tuition Refund Policy for MOT, OTD, DPT, MS-SLP Programs

USAHS has an established add/drop period that is the first week (7 days) of each trimester. All tuition, fees (other than matriculation fees), and cost of attendance are refunded to students or to student loans if the student withdraws from a program or a course within the add/drop period.

If a student withdraws from the program or a course after the add/drop period but prior to completion, the student may be eligible for a tuition refund in accordance with the refund policy.

Withdrawing from a Program—Refund of Tuition after the Start of Trimester Courses 

For students who withdraw from all classes during days 1–7 of the trimester (add/drop period), 100% of tuition is refunded to the student and/or to the loan provider. For students who withdraw from all classes after day seven but before 60% of the term has elapsed, the University calculates the refund using a percentage formula and return the refund to the student and/or to the loan provider. If more than 60% of the term has elapsed, there is no refund.

Withdrawing from a Course

Students withdrawing from one or more course(s), but not the program, will have their refund calculated under the same percentage formula as those withdrawing from a program.

Step 1: Determine the percentage of the enrollment period the student attended before withdrawing (days attended divided by total days in the period). If more than 60%, then no refund is due.
Step 2: Determine the amount of tuition earned by the school by multiplying the total tuition/fee charged by the percentage of time enrolled.
Step 3: Compare the amount of tuition earned by the school to the amount received by the school. If more funds were received by the school than tuition earned by the school, determine the amount of funds that must be returned by subtracting the tuition earned by the school amount from the amount received by the school.
Step 4: Distribute this calculated amount as a refund to the student or the student loan provider.

Refunds are made within 30 days of the date the University determines that the student has withdrawn.

For students who receive federal financial aid who withdraw (including transfers and leaves of absence) from all classes on or before 60% of the term has elapsed, a portion of their tuition is returned to the lender. Please see the University’s R2T4 policy for further information.

Tuition Refund Policy for PPOTD, tDPT, MHA, MHS, EdD, MSN, DNP, and Post-Graduate Nursing Certificate Programs

Student’s Right to Cancel

Students may withdraw from a degree program at any time. Students wishing to withdraw from a program should first consult with their faculty advisor. Students who decide to withdraw from a program must complete the Program Withdrawal Form located on MyUSA and submit it to the Registrar’s Office. To withdraw from an individual seminar, contact the Continuing Education Office by phone at 904-826-0084, ext. 1400.

Cancellation and Tuition Refund Policy for PPOTD, tDPT, MHA, MHS, EdD, MSN, DNP, Post-Graduate Nursing Certificate Programs

USAHS’ institutional refund policy has been established in accordance with current state and federal regulations and applicable accrediting standards. A refund to the student or fund source may result from the application of the University’s institutional refund policy.

Notice of Cancellation for PPOTD, tDPT, MHA, MHS, EdD, MSN, DNP, Post-Graduate Nursing Certificate Programs

Students must notify the University in writing of the cancellation. All monies paid by an applicant other than books, supplies, materials, and kits that are not returnable from use are refunded if cancellation occurs within the first seven days of instruction. 

Tuition Refund Policy for PPOTD, tDPT, MHA, MHS, EdD, MSN, DNP, and Post-Graduate Nursing Certificate Programs

USAHS has an established add/drop period that is the first week (7 days) of each trimester. All tuition is refunded to students who withdraw within the add/drop period.

If a student withdraws from the program or a course after the 7-day add/drop period but prior to completion, the student may be eligible for a tuition refund in accordance with the following policy:

Refund of Tuition after the Start of Trimester Courses

For self-pay students who withdraw (including transfers and leaves of absence) from all classes on or before 60% of the term has elapsed, the University calculates the refund using a percentage formula and return the refund to the student. Refunds for students dropping from coursework (not the program) is calculated under the same percentage formula. If more than 60% of the term has elapsed, there is no refund.

Step 1: Determine the percentage of the enrollment period the student attended before withdrawing (days attended divided by total days in the period).
Step 2: Determine the amount of tuition earned by the school by multiplying the total tuition/fees charged by the percentage of time enrolled.
Step 3: Compare the amount of tuition earned by the school to the amount received by the school. If more funds were received by the school than tuition earned by the school, determine the amount of funds that must be returned by subtracting the tuition earned by the school amount from the amount received by the school.
Step 4: Distribute this calculated amount as a refund to the student.

Refunds are made within 30 days of the date the University determines that the student has withdrawn.

For students who receive federal financial aid and who withdraw (including transfers and leaves of absence) from all classes on or before 60% of the term has elapsed, a portion of their tuition is returned to the lender. Please see the University’s R2T4 policy for further information.

Iowa Residents

For Iowa National Guard or Reserve Forces Only

The following additional considerations are made for a student who is a member, or the spouse of a member if the member has a dependent child, of the Iowa National Guard or reserve forces of the United States and who is ordered to National Guard duty or federal active duty:

• The student may withdraw from the entire registration for that term and receive a full refund of tuition and mandatory fees for that term
• The student may make arrangements with the instructor(s) for course grades, or for incompletes to be completed by the student at a later time, which will keep the student’s registration and all tuition, fees, and cost of attendance intact.
• The student may make arrangements with only some instructors for grades, or for incompletes to be completed by the student at a later time, which will keep the student’s registration, tuition, and fees intact for only those courses in which the student makes arrangements. Any course for which arrangements cannot be made for grades or incompletes will be considered withdrawn and the tuition and mandatory fees for the course refunded.

Tuition Refund Policy for Flex MOT, Flex OTD, Flex DPT, and MS-SLP Programs for Iowa Residents Enrolled prior to July 1, 2021

Cancellation and Tuition Refund Policy for Flex MOT, Flex OTD, Flex DPT, and MS-SLP Programs

USAHS’ institutional refund policy has been established in accordance with current state and federal regulations and applicable accrediting standards. A refund to the student or fund source may result from the application of the University’s Refund Policy.

Notice of Cancellation for Flex MOT, Flex OTD, Flex DPT, and MS-SLP Programs

Students must notify the University in writing of the cancellation. All monies paid by an applicant other than books, supplies, materials, and kits that are not returnable from use are refunded if cancellation occurs within the first seven days of instruction. All monies Iowa residents prepay to the University for tuition, including the $500 tuition deposit, are fully refunded to Iowa residents if the student never begins attendance in the term or course for which the student was charged.

Tuition Refund Policy for Flex MOT, Flex OTD, Flex DPT, and MS-SLP Programs

USAHS has an established add/drop period that is the first week (7 days) of each trimester. All tuition, fees, and cost of attendance are refunded to the student or the student loan provider if a student withdraws from a program or a course within the add/drop period.

If a student withdraws from the program or a course after the add/drop period but prior to completion, the student may be eligible for a tuition refund in accordance with the following policy:

Withdrawing from a Program—Refund of Tuition after the Start of Trimester Courses: For students who withdraw from all classes during days 1–7 of the trimester (add/drop period), 100% of tuition/fees are refunded to the student and/or to the loan provider. After day 7, for students who withdraw from all classes before 60% of the term has elapsed, the University calculates the refund using a percentage formula and returns the refund to the student and/or to the loan provider. If more than 60% of the term has elapsed, there is no refund.

Withdrawing from a Course: For students who withdraw from one or more courses, but not the program, the refund is calculated under the same percentage formula as those withdrawing from a program.

Step 1: Determine the percentage of the enrollment period (calendar days) the student failed to complete as of the date of withdrawal (incomplete days divided by total days in the period). If more than 60%, no refund is due.
Step 2: Determine the amount of tuition charges to be refunded by multiplying the total tuition/fees charged by the percentage of time (calendar days) the student failed to complete.
Step 3: Distribute this calculated amount as a refund to the student or the loan provider.

For students who reside in Iowa and who withdraw due to physical incapacity and provide official documentation that physical incapacity is the reason he or she is not able to complete the course, the student is refunded the amount of tuition earned by the school by multiplying the total tuition/fees charged by the percentage of time (calendar days) the student failed to complete in the period for which he or she was charged.

Refunds are made within 30 days of the date the University determines that the student has withdrawn.

For students who receive federal financial aid and who withdraw (including transfers and leaves of absence) from all classes on or before 60% of the term has elapsed, a portion of their tuition is returned to the lender. Please see the University’s R2T4 policy for further information.

Tuition Refund Policy for PPOTD, tDPT, MHA, MHS, EdD, MSN, DNP, and Post-Graduate Nursing Certificate Program for Iowa Residents Enrolled prior to July 1, 2021

Student’s Right to Cancel PPOTD, tDPT, MHA, MHS, EdD, MSN, DNP, and Post-Graduate Nursing Certificate Programs

Students may withdraw from a degree program at any time. Students wishing to withdraw from a program should first consult with their faculty advisor. Students who decide to withdraw from a program must complete the Program Withdrawal Form located on MyUSA and submit it to the Registrar’s Office. To withdraw from an individual seminar, contact the Continuing Education Office by phone at 904-826-0084, ext. 1400.

Cancellation and Tuition Refund Policy for PPOTD, tDPT, MHA, MHS, EdD, MSN, DNP, and Post-Graduate Nursing Certificate Programs

USAHS’ institutional refund policy has been established in accordance with current state and federal regulations and applicable accrediting standards. A refund to the student or fund source may result from the application of the University’s Refund Policy.

Notice of Cancellation for PPOTD, tDPT, MHA, MHS, EdD, MSN, DNP, and Post-Graduate Nursing Certificate Programs

Students must notify the University in writing of the cancellation. All monies paid by an applicant other than books, supplies, materials, and kits that are not returnable from use are refunded if cancellation occurs within the first seven days of instruction. All monies Iowa residents prepay to the University for tuition are fully refunded to Iowa residents if the student never begins attendance in the term or course for which the student was charged.

Tuition Refund Policy for PPOTD, tDPT, MHA, MHS, EdD, MSN, DNP, and Post-Graduate Nursing Certificate Programs

USAHS has an established add/drop period that is the first week (7 days) of each trimester. All tuition, fees, and cost of attendance are refunded to the student or the student loan provider if a student withdraws from a program or a course within the add/drop period.

If a student withdraws from the program or a course after the add/drop period but prior to completion, the student may be eligible for a tuition refund in accordance with the following policy:

Withdrawing from a Program—Refund of Tuition after the Start of Trimester Courses: For students who withdraw from all classes during days 1–7 of the trimester (add/drop period), 100% of tuition/fees are refunded to the student and/or to the loan provider. After day 7, for students who withdraw from all classes before 60% of the term has elapsed, the University calculates the refund using a percentage formula and returns the refund to the student and/or to the loan provider. If more than 60% of the term has elapsed, there is no refund.

Withdrawing from a Course: For students who withdraw from one or more courses, but not the program, the refund is calculated under the same percentage formula as those withdrawing from a program.

Step 1: Determine the percentage of the enrollment period (calendar days) the student failed to complete as of the date of withdrawal (incomplete days divided by total days in the period). If more than 60%, no refund is due.
Step 2: Determine the amount of tuition charges to be refunded by multiplying the total tuition/fees charged by the percentage of time (calendar days) the student failed to complete.
Step 3: Distribute this calculated amount as a refund to the student or the loan provider.

For students who reside in Iowa and who withdraw due to physical incapacity and provide official documentation that physical incapacity is the reason he or she is not able to complete the course, the student is refunded the amount of tuition earned by the school by multiplying the total tuition/fees charged by the percentage of time (calendar days) the student failed to complete in the period for which he or she was charged.

Refunds are made within 30 days of the date the University determines that the student has withdrawn.

For students who receive federal financial aid and who withdraw (including transfers and leaves of absence) from all classes on or before 60% of the term has elapsed, a portion of their tuition will be returned to the lender. Please see the University’s R2T4 policy for further information.

Tuition Refund Policy for Flex MOT, Flex OTD, Flex DPT, and MS-SLP Programs for Iowa Residents Enrolled on or after July 1, 2021

Cancellation and Tuition Refund Policy for Flex MOT, Flex OTD, Flex DPT, and MS-SLP Programs

USAHS’ institutional refund policy has been established in accordance with current state and federal regulations and applicable accrediting standards. A refund to the student or fund source may result from the application of the University’s Refund Policy.

Notice of Cancellation for Flex MOT, Flex OTD, Flex DPT, and MS-SLP Programs

Students must notify the University in writing of the cancellation. All monies paid by an applicant other than books, supplies, materials, and kits that are not returnable from use are refunded if cancellation occurs within the first 14 days of instruction. All monies Iowa residents prepay to the University for tuition, including the $500 tuition deposit, are fully refunded to Iowa residents if the student never begins attendance in the term or course for which the student was charged.

Tuition Refund Policy for Flex MOT, Flex OTD, Flex DPT, and MS-SLP Programs

USAHS has an established add/drop period for Iowa residents that is the first 14 days of each trimester. All tuition, fees, and cost of attendance are refunded to students, or to the student loan provider if a student withdraws from a program or a course within the Iowa add/drop period.

If a student withdraws from the program or a course after the Iowa add/drop period but prior to completion, the student may be eligible for a tuition refund in accordance with the following policy:

Withdrawing from a Program—Refund of Tuition after the Start of Trimester Courses: For students who withdraw from all classes during days 1–14 of the trimester (Iowa add/drop period), 100% of tuition/fees are refunded to the student and/or to the loan provider. After day 14, for students who withdraw from all classes before 60% of the term has elapsed, the University calculates the refund using a percentage formula and returns the refund to the student and/or to the loan provider. If more than 60% of the term has elapsed, there is no refund.

Withdrawing from a Course: For Iowa-resident students who withdraw from one or more courses, but not the program, the refund is calculated under the same percentage formula as those withdrawing from a program.

Step 1: Determine the percentage of the enrollment period (calendar days) the student failed to complete as of the date of withdrawal (incomplete days divided by total days in the period). If more than 60%, no refund is due.
Step 2: Determine the amount of tuition charges to be refunded by multiplying the total tuition/fees charged by the percentage of time (calendar days) the student failed to complete.
Step 3: Distribute this calculated amount as a refund to the student or to the loan provider.

For students who reside in Iowa who withdraw due to physical incapacity and who provide official documentation that physical incapacity is the reason he or she is not able to complete the course, the student is refunded by the amount of tuition earned by the school by multiplying the total tuition/fees charged by the percentage of time (calendar days) the student failed to complete in the period for which he or she was charged.

Refunds are made within 30 days of the date the University determines that the student has withdrawn.

For students who receive federal financial aid and who withdraw (including transfers and leaves of absence) from all classes on or before 60% of the term has elapsed, a portion of the tuition is returned to the lender. Please see the University’s R2T4 policy for further information.

Tuition Refund Policy for PPOTD, tDPT, MHA, MHS, EdD, MSN, DNP, and Post-Graduate Nursing Certificate Program for Iowa Residents Enrolled on or after July 1, 2021

Student’s Right to Cancel PPOTD, tDPT, MHA, MHS, EdD, MSN, DNP, and Post-Graduate Nursing Certificate Programs

Students may withdraw from a degree program at any time. Students wishing to withdraw from a program should consult first with their faculty advisor. Students who decide to withdraw from a program must complete the Program Withdrawal Form located on MyUSA and submit it to the Registrar’s Office. To withdraw from an individual seminar, contact the Continuing Education Office by phone at 904-826-0084, ext. 1400.

Cancellation and Tuition Refund Policy for PPOTD, tDPT, MHA, MHS, EdD, MSN, DNP, and Post-Graduate Nursing Certificate Programs

USAHS’ institutional refund policy has been established in accordance with current state and federal regulations and applicable accrediting standards. A refund to the student or fund source may result from the application of the University’s Refund Policy.

Notice of Cancellation for PPOTD, tDPT, MHA, MHS, EdD, MSN, DNP, and Post-Graduate Nursing Certificate Programs

Students must notify the University in writing of the cancellation. All monies paid by an applicant other than books, supplies, materials, and kits that are not returnable from use are refunded if cancellation occurs within 14 days of instruction. All monies Iowa residents prepay to the University for tuition are fully refunded to Iowa residents if the student never begins attendance in the term or course for which the student was charged.

Tuition Refund Policy for PPOTD, tDPT, MHA, MHS, EdD, MSN, DNP, and Post-Graduate Nursing Certificate Programs

USAHS has an established add/drop period for Iowa residents that is the first 14 days of each trimester. All tuition, fees, and cost of attendance are refunded to the student or the student loan provider if a student withdraws from a program or a course within the Iowa add/drop period.

If a student withdraws from the program or a course after the 14-day add/drop period but prior to completion, the student may be eligible for a tuition refund in accordance with the following policy:

Withdrawing from a Program—Refund of Tuition after the Start of Trimester Courses: For students who withdraw from all classes during days 1–14 of the trimester (add/drop period), 100% of tuition/fees are refunded to the student and/or to the loan provider. After day 14, for students who withdraw from all classes before 60% of the term has elapsed, the University calculates the refund using a percentage formula and returns the refund to the student and/or to the loan provider. If more than 60% of the term has elapsed, there is no refund.

Withdrawing from a Course: For students who withdraw from one or more courses, but not the program, the refund is calculated under the same percentage formula as those withdrawing from a program.

Step 1: Determine the percentage of the enrollment period (calendar days) the student failed to complete as of the date of withdrawal (incomplete days divided by total days in the period). If more than 60%, no refund is due.
Step 2: Determine the amount of tuition charges to be refunded by multiplying the total tuition/fees charged by the percentage of time (calendar days) the student failed to complete.
Step 3: Distribute this calculated amount as a refund to the student or the loan provider.

For students who reside in Iowa and who withdraw due to physical incapacity and provide official documentation that physical incapacity is the reason he or she is not able to complete the course, the student is refunded the amount of tuition earned by the school by multiplying the total tuition/fees charged by the percentage of time (calendar days) the student failed to complete in the period for which he or she was charged.

Refunds are made within 30 days of the date the University determines that the student has withdrawn.

For students who receive federal financial aid and who withdraw (including transfers and leaves of absence) from all classes on or before 60% of the term has elapsed, a portion of the tuition is returned to the lender. Please see the University’s R2T4 policy for further information.

Maryland Residents

Tuition Refund Policy for Maryland Residents

For students residing in Maryland, the University complies with the state of Maryland’s refund policy. This policy will supersede the University’s refund policy unless the University’s policy is more beneficial for the Maryland student. The minimum refund that the University shall pay to a Maryland student who withdraws or is terminated after completing only a portion of a course, program, or term within the applicable billing period is as follows:

Wisconsin Residents

Wisconsin Tuition Refund Policy for MOT, OTD, DPT, MS-SLP Programs

Wisconsin Students Notice of Cancellation

Students residing in Wisconsin have the right to cancel enrollment for a program and shall be provided a full refund of all money paid by the student towards tuition and fees provided that either

1. the student cancels the enrollment by midnight of the third business day after all parties have signed the enrollment agreement, or
2. the prospective student was accepted but was unqualified and the school did not secure a disclaimer under SPS 409.04, or
3. enrollment was procured as the result of any misrepresentation in the written materials used by the school or in oral representations made by or on behalf of the school.

USAHS provides the Wisconsin Notice of Cancellation Form with the enrollment agreement. All students residing in Wisconsin who utilize the cancellation privilege will receive a full refund within 10 business days.

Wisconsin Students Refund Policy

Refund of Tuition Deposit for Withdrawal within the First Seven (7) Days: If notification of withdrawal from the University is submitted within seven days of submission of the tuition deposit, a full refund of the tuition deposit will be returned to the student.

If notification of withdrawal from the University is submitted after seven days of submission of the tuition deposit and up to the start of the trimester courses, a partial refund of $400 will be returned to the student. The University retains $100 as an admissions fee. USAHS has an established add/drop period that is the first week (7 days) of each trimester. All tuition, fees, and cost of attendance will be refunded to students or to student loans if the student withdraws from a program or a course within the add/drop period.

If a student withdraws from the program or a course after the add/drop period but prior to completion, the student may be eligible for a tuition refund in accordance with the following policy:

Refunds are made within 30 days of the date the University determines that the student has withdrawn. Students should notify the University in writing of the withdrawal, but a written notice of withdrawal is not required. Except in verified cases of emergency, if a student fails to submit the required documentation and be approved for a Leave of Absence, the student will be withdrawn two weeks after the University becomes aware that the student has stopped participating. See Leave of Absence  policy for further information on LOA.

Students who receive federal financial aid and who withdraw (including transfers and leaves of absence) from all classes on or before 60% of the term has elapsed will have a portion of their tuition returned to the lender. Please see the University’s R2T4 policy for further information.

Wisconsin Tuition Refund Policy for PPOTD, tDPT, MHA, MHS, EdD, MSN, DNP, Post-Graduate Nursing Certificate Programs

Wisconsin Students Notice of Cancellation

Students residing in Wisconsin have the right to cancel enrollment for a program and shall be provided a full refund of all money paid by the student towards tuition and fees provided that

1. the student cancels the enrollment by midnight of the third business day after all parties have signed the enrollment agreement, or
2. the prospective student was accepted but was unqualified and the school did not secure a disclaimer under SPS 409.04, or
3. enrollment was procured as the result of any misrepresentation in the written materials used by the school or in oral representations made by or on behalf of the school.

USAHS provides the Wisconsin Notice of Cancellation Form with the enrollment agreement. All students residing in Wisconsin who utilize the cancellation privilege will receive a full refund within 10 business days.

Wisconsin Students Refund Policy

Refund of Tuition Deposit for Withdrawal within the First Seven (7) Days: If notification of withdrawal from the University is submitted within seven days of submission of the tuition deposit, a full refund of the tuition deposit will be returned to the student.

Refund of Tuition Deposit for Withdrawal after the First Seven (7) Days but before the Start of the Trimester: If notification of withdrawal from the University is submitted after seven days of submission of the tuition deposit and up to the start of the trimester courses, a partial refund of $400 will be returned to the student. The University retains $100 as an admissions fee. USAHS has an established add/drop period that is the first week (7 days) of each trimester. All tuition, fees, and cost of attendance will be refunded to students or to student loans if the student withdraws from a program or a course within the add/drop period.

If a student withdraws from the program or a course after the add/drop period but prior to completion, the student may be eligible for a tuition refund in accordance with the following policy:

Refunds are made within 30 days of the date the University determines that the student has withdrawn. Students should notify the University in writing of the withdrawal, but a written notice of withdrawal is not required. Except in verified cases of emergency, if a student fails to submit the required documentation and be approved for a Leave of Absence, the student will be withdrawn two weeks after the University becomes aware that the student has stopped participating. See Leave of Absence  policy for further information on LOA.

Students who receive federal financial aid and who withdraw (including transfers and leaves of absence) from all classes on or before 60% of the term has elapsed will have a portion of their tuition returned to the lender. Please see the University’s R2T4 policy for further information.

Student Tuition Recovery Fund—California

The State of California established the Student Tuition Recovery Fund (STRF) to relieve or mitigate economic loss suffered by a student in an educational program at a qualifying institution, who is or was a California resident while enrolled, or was enrolled in a residency program, if the student enrolled in the institution, prepaid tuition, and suffered an economic loss. Unless relieved of the obligation to do so, you must pay the state-imposed assessment for the STRF, or it must be paid on your behalf, if you are a student in an educational program, who is a California resident, or are enrolled in a residency program, and prepay all or part of your tuition.

You are not eligible for protection from the STRF and you are not required to pay the STRF assessment, if you are not a California resident, or are not enrolled in a residency program.

It is important that you keep copies of your enrollment agreement, financial aid documents, receipts, or any other information that documents the amount paid to the school. Questions regarding the STRF may be directed to the Bureau for Private Postsecondary Education, 1747 North Market, Suite 225, Sacramento, CA 95834, (916) 574-8900 or (888) 370-7589.

To be eligible for STRF, you must be a California resident or are enrolled in a residency program, prepaid tuition, paid or deemed to have paid the STRF assessment, and suffered an economic loss as a result of any of the following:

1. The institution, a location of the institution, or an educational program offered by the institution was closed or discontinued, and you did not choose to participate in a teach-out plan approved by the Bureau or did not complete a chosen teach-out plan approved by the Bureau.
2. You were enrolled at an institution or a location of the institution within the 120-day period before the closure of the institution or location of the institution or were enrolled in an educational program within the 120 day period before the program was discontinued.
3. You were enrolled at an institution or a location of the institution more than 120-days before the closure of the institution or location of the institution, in an educational program offered by the institution as to which the Bureau determined there was a significant decline in the quality or value of the program more than 120 days before closure.
4. The institution has been ordered to pay a refund by the Bureau but has failed to do so.
5. The institution has failed to pay or reimburse loan proceeds under a federal student loan program as required by law or has failed to pay or reimburse proceeds received by the institution in excess of tuition and other costs.
6. You have been awarded restitution, a refund, or another monetary award by an arbitrator or court, based on a violation of this chapter by an institution or representative of an institution, but have been unable to collect the award from the institution.
7. You sought legal counsel that resulted in the cancellation of one or more of your student loans and have an invoice for services rendered and evidence of the cancellation of the student loan or loans.

To qualify for STRF reimbursement, the application must be received within four years from the date of the action or event that made the student eligible for recovery from STRF.

A student whose loan is revived by a loan holder or debt collector after a period of non-collection may, at any time, file a written application for recovery from STRF for the debt that would have otherwise been eligible for recovery. If it has been more than four years since the action or event that made the student eligible, the student must have filed a written application for recovery within the original four-year period, unless the period has been extended by another act of law.

However, no claim can be paid to any student without a social security number or a taxpayer identification number.

Continuing Education Seminar Fee Refund Policy

See Continuing Professional Education .

Financial Aid Office

For financial aid information, visit the Financial Aid page on the USAHS website at Financial Assistance Information. Any inquiries or requests for student information should be sent to the Department of Financial Aid Services, USAHS, 700 Windy Point Drive, San Marcos, CA, 92069; email: ContactFinancialAid@usa.edu; phone: 904-423-2010. 

Financial Assistance Programs

USAHS has several resources to help students who qualify fund their education, including dedicated financial aid counselors. Although they are campus-based, every counselor is available to assist students at any point in the process.

Students who have not submitted all admission requirements will not be eligible to receive Title IV funds until those requirements are met. If a student obtains a loan to pay for an educational program, the student will have the responsibility to repay the full amount of the loan plus interest, less the amount of any refund, and if the student has received federal student financial aid funds, the student is entitled to a refund of the money not paid from federal student financial aid program funds.

The department staff are available to help students by email and telephone, and they offer a live webinar session each term. Regular office hours are 8:00 a.m. to 8:00 p.m. EST, Monday through Friday. 

In addition to reviewing eligibility for one of the USAHS scholarships, students are encouraged to explore financial assistance programs available from healthcare providers who employ therapists or scholarships available for graduate education.

USAHS is approved to participate in the Federal Title IV Stafford Direct Loan, Direct Plus Loan (Graduate Students), and Federal Work-Study programs. USAHS complies with the requirement for consumer information to be disclosed to the student pursuant to the applicable federal and state financial aid programs (34 CFR 668) and follows the disclosure requirements of Section 485(f) of the HEA (Campus Security Policy and Campus Crime Statistics).

Federal and Private loan options are available to cover education expenses for students who meet the eligibility guidelines set by the lenders and who maintain eligibility and enrollment requirements including the satisfactory academic policy of USAHS. However, please note that for Accelerated Learning courses, students must enroll in and concurrently complete an “Anchor” course (i.e., course not designated with a “B” suffix) in order to be eligible for Financial Aid for the Accelerated Learning course.

Direct Unsubsidized Loans (also known as Stafford Loans or Direct Stafford Loans): This is a federal loan that accrues interest while students are in school. The interest payments may be deferred for six months after graduation. Students may obtain up to $20,500 a year from the Stafford Loan. The current interest rate is 5.28% fixed with a 1.057% loan fee. Loans originated on or after October 1, 2021, and before October 1, 2022, will have a 1.057% disbursement fee. Students are required to fill out the Free Application for Federal Student Aid (FAFSA) form to establish they are eligible to apply for this loan. Visit www.studentaid.gov for more information.

Direct PLUS Loans: These are federal loans that graduate or professional degree students may use to help pay education expenses not covered by other financial aid through the U.S. Department of Education. The current interest rate is 6.28% fixed with a 4.228% loan fee. Loans originated on or after October 1, 2021, and before October 1, 2022, will have a 4.228% disbursement fee. Learn more at Federal Student Aid.

Federal Work-Study Programs: The Federal Work-Study Program (FWS) provides part-time employment to students attending USAHS who need the earnings to help meet their costs of postsecondary education and encourages students receiving FWS assistance to participate in community service activities. This program allows students the opportunity to gain valuable work experience while earning their work-study funds. FWS positions are available in areas such as healthcare, education, literacy, wellness center, and tutors. Positions and requirements are posted on the MyUSA portal.

Private Alternative Loans: Private financial institutions offer a variety of financial products to help graduate students fund their education. Visit ELMSelect to learn more about private lending options and download the Private Education Loan Self-Certification Form.

USAHS does not have a preferred lender arrangement, and the ELM website provides a comprehensive listing of lenders that have made loans to the institution’s students within the past five years. A student/borrower can choose to use any lender, including a lender not listed.

Washington State Residents

For Washington State residents seeking information and resources about student loan repayment or seeking to submit a complaint relating to their student loans or student loan servicer, please visit www.wsac.wa.gov/loan-advocacy or contact the Student Loan Advocate at loanadvocate@wsac.wa.gov.

Financial Aid Satisfactory Academic Progress (SAP) Policy—MOT, MS-SLP, DPT, OTD

See Satisfactory Academic Progress and Financial Aid Eligibility  for academic and financial aid policies applicable to students enrolled in MOT, MS-SLP, DPT, OTD programs.

Financial Aid Satisfactory Academic Progress (SAP) Policy—MHA, MHS, MSN, DNP, EdD, tDPT, PPOTD, PG Cert (FNP)

See Satisfactory Academic Progress and Financial Aid Eligibility  for academic and financial aid policies applicable to students enrolled in MHA, MHS, MSN, DNP, EdD, tDPT, PPOTD, and PG Cert (FNP) programs.

Financial Aid Verification Policy

In accordance with US Department of Education regulations, the University of St. Augustine for Health Sciences is required to verify the accuracy of financial aid application information for selected students. Since USAHS does not offer undergraduate programs, the school is not required to perform full verification for students who are receiving unsubsidized Direct Loan funds and/or Graduate PLUS Loan funds. However, students applying for Federal Work Study (FWS), who are selected by the Department of Education for verification, are required to submit additional information prior to receiving FWS funds. This information may include but is not limited to IRS tax return transcripts, Form W-2s, IRS verification of non-filing, official proof of High School Completion Status, identification documents, and a signed Statement of Educational Purpose.

Graduate students selected for verification by the Department of Education who are assigned to the V4 or V5 verification tracking group are required to submit official proof of their High School Completion Status, identification documents, and a signed Statement of Educational Purpose. 

If you are selected for verification as an FWS recipient, the documents that you will need to submit to the Office of Financial Aid will be scheduled on your myFinAid page. If students are required to submit their tax information, he or she is required to submit an official IRS tax return transcript. Students can obtain an IRS Tax Return Transcript, free of charge, through: (1) Get Transcript ONLINE at www.irs.gov; (2) Get Transcript by MAIL at www.irs.gov; (3) automated telephone request 1-800-908-9946; or (4) paper request IRS Form 4506T-EZ. Students can obtain an IRS Verification of Non-Filing Letter by paper request using IRS Form 4506T at www.irs.gov/pub/irs-pdf/f4506t.pdf. 

Once the required documents are received in the Financial Aid Office, the normal processing time is 10 business days. Participation in the verification process is not optional and financial aid awards cannot be determined until verification is complete. If students do not complete the verification process by the end of the enrollment period, they will not be able to receive federal financial assistance for that award year. 

Upon reviewing verification documentation, the Office of Financial Aid will correct the FAFSA if any information is reported in error. Students will be notified by email if they must make a correction to their FAFSA or, as a result of completing the verification process, their expected family contribution (EFC) changes and results in a change to their award amount.

A student whose FAFSA information is selected for verification by the Department of Education must complete the verification process before the Financial Aid Office can make any changes to the cost of attendance (COA) or to the values of the data items required to calculate the EFC. 

Please be aware that if students intentionally misreport information and/or alter documentation for the purpose of increasing aid eligibility or fraudulently obtaining federal funds, they will be reported to the US Department of Education Office of the Inspector General or local law enforcement officials.

Veteran’s Benefits

The degree programs listed under each campus are approved by the State Approving Office for the training of veterans and other eligible persons for the programs offered on that campus. The list below reflects programs approved for the 2021–2022 academic year. Questions regarding benefits, enrollment certification, and the like, should be directed to the financial aid counselors in the Financial Aid Office who serve as VA points of contact.  

San Marcos, California, Campus^*

St. Augustine, Florida, Campus

Miami, Florida, Campus

Austin, Texas, Campus

Dallas, Texas, Campus

Post-Professional Programs^*

^{*Programs approved by the California State Approving Agency for Veterans Education.}

^{**As of January 2022, does not include MSN PMHNP-PC or AGNP role specialties.}

St. Augustine, Florida, Campus: The entry-level Doctor of Physical Therapy, Doctor of Occupational Therapy, and Master of Occupational Therapy degree programs are approved by the Florida Department of Veteran Affairs for the training of veterans and other eligible persons. Questions regarding benefits, enrollment certification, and the like, should be directed to the certifying officer in the Financial Aid Office on the St. Augustine, Florida, campus.

San Marcos, California, Campus: The entry-level Doctor of Physical Therapy, Doctor of Occupational Therapy, and Master of Occupational Therapy degree programs are approved by the California State Approving Agency for Veterans Education. Questions regarding benefits, enrollment certification, and the like, should be directed to the certifying officer in the Financial Aid Office on the San Marcos, California, campus. 

Austin, Texas, Campus: The entry-level Doctor of Physical Therapy, Doctor of Occupational Therapy, Master of Occupational Therapy, and Master of Science in Speech-Language Pathology degree programs are approved by the Texas Veteran Commission for the training of veterans and other eligible persons. Questions regarding benefits, enrollment certification, and the like, should be directed to the certifying officer on the Austin, Texas, campus.

Miami, Florida, Campus: The entry-level Doctor of Physical Therapy, Doctor of Occupational Therapy, and Master of Occupational Therapy degree programs are approved by the Florida Department of Veteran Affairs for the training of veterans and other eligible persons. Questions regarding benefits, enrollment certification, and the like, should be directed to the certifying officer in the Financial Aid Office on the Miami, Florida, campus.

Dallas, Texas Campus – The entry-level Doctor of Physical Therapy, Doctor of Occupational Therapy, Flex Doctor of Occupational Therapy, and Master of Science in Speech-Language Pathology degree programs are approved by the Texas Veteran Commission for training of veterans and other eligible persons. Questions regarding benefits, enrollment certification, etc., should be directed to the certifying officer on the Dallas, Texas, campus.

Post-Professional Programs: The Post-Professional Transitional Doctor of Physical Therapy, Post-Professional Doctor of Occupational Therapy, Doctor of Health Science, Doctor of Education, Master of Health Administration, Master of Health Science, Master of Science in Nursing (excluding PMHNP-PC and AGNP role specialties), Doctor of Nursing Practice degrees, and the Post-Graduate Nursing Certificate programs are approved by the California State Approving Agency for Veterans Education for the training of veterans and other eligible persons. Questions regarding benefits, enrollment certification, and the like, should be directed to the certifying officer in the Financial Aid Office on the San Marcos, California campus. 

Campus-based, entry-level campuses participate in the Yellow Ribbon Program for eligible Veterans.

USAHS is pleased to continue participation in the Yellow-Ribbon GI Education Program for the campus-based, entry-level campus degree programs. Yellow Ribbon is a scholarship designed to help students supplement the tuition, fees, and cost of attendance costs that exceed the amount allotted in the Post 9/11 GI Bill^® yearly cap, the program is a provision of the Post 9/11 Veterans Educational Assistance Act of 2008.

Applications are accepted on a first-come, first-served basis up to the following limitations. 

• San Marcos, California, Campus: eight graduate students at $5,000.00 and four graduate students at $2,500.00
• St. Augustine, Florida, Campus: eight graduate students at $5,000.00 and four graduate students at $2,500.00
• Austin, Texas, Campus: eight graduate students at $5,000.00 and four graduate students at $2,500.00 
• Miami, Florida, Campus: eight graduate students at $5,000.00 and four graduate students at $2,500.00

The recipients of Yellow Ribbon can receive up to $10,000 (up to $5,000 from USAHS and up to $5,000 to be matched by the VA) for tuition, fees, and cost of attendance per academic year.

For questions regarding eligibility, Yellow Ribbon benefits, and the application process, contact the certifying officer on the respective campus.

In accordance with Title 38 US Code 3679 subsection (e), USAHS adopts the following additional provisions for any students using the U.S. Department of Veterans Affairs (VA) Post 9/11 G.I. Bill® (Ch. 33) or Vocational Rehabilitation & Employment (Ch. 31) benefits, while payment to the institution is pending from the VA. USAHS will not

• prevent the student’s enrollment;
• assess a late penalty fee to the student;
• require the student to secure alternative or additional funding;
• deny the student access to any resources (classes, libraries, or other institutional facilities) available to other students who have satisfied their tuition and fee bills to the institution.

However, to qualify for this provision, such students may be required to:

• produce the VA Certificate of Eligibility (COE) by the first day of class;
• provide a written request to be certified;
• provide additional information needed to properly certify the enrollment as described in other institutional policies.

Disbursements

Before any funds are disbursed, students must read important disclosure information regarding their loan(s). The Disclosure Statement provides information about the Direct Unsubsidized Loan that USAHS plans to disburse (payout) by crediting the student’s school account, paying the student directly, or both. There is also a Plain Language Disclosure that will explain the terms of the student loan(s). Both disclosures are available at www.studentaid.gov. Students should keep a copy of all disclosures for their records.

Students receiving federal student loans need to have all admission documentation cleared before a disbursement request to the U.S. Department of Education will be made on behalf of the student for federal loans.

Cost of Living Disbursements: If the students’ lender pays student tuition, fees, and cost of attendance for the term in full, any remaining loan funds will be refunded to the student within 10 days from when USAHS received the loan from the lender. Although USAHS is required to return refunds to students within 14 days, the University understands the need to pay living expenses and will do its utmost for students to receive any remaining loan funds within 10 days.

It is recommended, at the beginning of each term, to make plans to cover living expenses for at least the first three weeks without reliance on loans. Loans do not begin disbursing until a week after classes start.

USAHS utilizes Bank Mobile to process student refunds, and they will contact students by email when refunds are available. All students are encouraged to enroll in one of the methods available from Bank Mobile to receive refunds made by the school.

Students should contact the Bursar with any questions they may have and for further enrollment information.

Additional Financial Assistance Information

All information submitted for securing a federal student loan will be submitted to the National Student Loan Database (NSLDS) and accessible by authorized agencies, lenders, and institutions. The student-loan borrower is responsible for knowing the total amount of federal loans borrowed. The student loan borrower is responsible for knowing the total amount of federal loans borrowed. A summary of an individual’s federal loan debt is available via NSLDS.

The University will cooperate completely with all agencies responsible for the collection of loans to preserve the integrity of the loan process for the benefit of future students.

Educational costs of attending the institution are included on each program page under the cost of attendance.

Student and Parent Privacy Rights: In accordance with the Family Education Rights and Privacy Act of 1974 (FERPA), students may permit USAHS to disclose financial information to specified individuals(s) or agency(ies). The student authorizing the release of his or her educational records must sign and present a release form to the appropriate office with a photo ID to verify the authenticity of the release.

Student Withdrawal and Return of Title IV Funds Requirements: The law specifies how USAHS must determine the amount of Federal loan / Title IV program assistance that students earn if they withdraw from school. When students withdraw during a payment period or period of enrollment, the amount of Title IV program assistance that is earned up to that point is determined by a specific formula. If students received more assistance than earned, the excess funds must be returned by the school and/or the student. This amount of assistance a student has earned is determined on a prorated basis. Please see the Refund Policy section of the Catalog/Handbook or website for more information about the refunds of institutional charges. The financial aid website is located at https://www.usa.edu/admissions-aid/financial-aid/ and various forms and procedures are located on the MyUSA portal.

Student Loans

The University is concerned about the financial well-being of its students. Program cost details and financial counseling is available through the Financial Aid department and on the website under each academic program listing. The University strongly recommends student counseling prior to applying for loans. The purpose of this counseling is to speak about financial management principles and how best to utilize loan options for students.

USAHS Scholarship Programs

Entry Level

The University of St. Augustine for Health Sciences offers scholarship opportunities to new students enrolling in the entry-level OT and PT programs on the San Marcos, St. Augustine, Miami, Austin, and Dallas campuses. Scholarship awards are applied to tuition and fees only.

Students can learn more about requirements and how to apply at usa.edu/admissions-aid/financial-aid/.

The deadlines to apply for scholarships are as follows:

• Fall term: August 1
• Spring term: November  20
• Summer term: March 31

Post-Professional Tuition Reductions

USAHS provides several types of tuition reductions to all new students enrolling in the Post-Professional programs. For 2021–2022, the following tuition reductions are available:

• Doctor of Education (EdD): A 25% tuition reduction is in place for qualified applicants.
• Master of Health Administration (MHA) and Master of Health Science (MHS): Qualified applicants who enroll for Fall 2020 are eligible for a 5% early application incentive.
• Master of Science in Nursing (MSN): See the MSN program web page for information on tuition reductions.
• Doctor of Nursing Practice (DNP): See the DNP program web page for information on tuition reductions.

Additional details and updated information may be found on the specific program page at www.usa.edu.